Fee Schedule

Share Draft Account Fees
Non-Sufficient Funds $25.00 per item
Stop Payment $25.00 per item
Honored Draft $25.00 per item
Share Draft Printing Prices vary depending upon style
Drafts Back $3.50 per month, when member receives
cancelled checks back
Copy of Paid Draft $2.00 per draft, when photocopy of paid
draft requested
Overdraft Transfer $3.00 per occurrence, when transfer is
made by the Credit Union instead of member.
Continuous Negative Balance $2.00 per day
Other Service Fees (applicable to all accounts)
Account Research $25.00 per hour
Statement Copy $3.00 each
Deposited Item Return $25.00 per item
Non-Sufficient ACH Item $25.00 per item
Wire Transfers
(Outgoing and Incoming)
$12.00 per transfer
Western Union $16.00 per transaction
Money Order $1.50 per item
Cashier and Teller Check $3.00 per item
Late Fee on Loan Payments After 10 Days $25.00 per payment
Account Closure
(Share or Share Draft)
$10.00, if closed within 90 days of opening
IRA Account Closure Prior to Age 59 1/2 $25.00
Garnishment, Tax Levy, Etc. $25.00
Address Correction Notice
(Notice Received from Post Office)
$2.00 each
Undeliverable Statement Return $5.00 each month
Dormant Account
Share accounts with less than $100 for members age
19 and older with no activity for two years (contact
the credit union for more information)
$5.00 each month
Debit Card Fees
ATM Withdrawals/Inquiries/Transfers/Deposits
(Non-proprietary: Machines We Do Not Own)
$2.00 each transaction
Replacement Card $5.00 each card
Non-Sufficient Funds $25.00 per item
Share Value
Par Value of One Share $5.00 par value
The rates and fees appearing with this Schedule are accurate and effective for accounts as of
December 1, 2013. If you have any questions or require current rate and fee information on your
accounts, please call the credit union.