What’s New

eBranch – Is there an App for that?  YES – there is!!

Spirit of America has an app for both Apple and Android products. In the app store search for “Spirit of America FCU” and download the app today!

Before you can use the mobile app, you will first need to login to eBranch and activate the application. Just follow these simple steps once you are in the eBranch system:

  1. Click on the “Maintenance” tab.
  2. Click on the “Mobile Banking” option.
  3. Click on “Enable Access”
  4. Assign your account a “Secret Code”. This needs to be a minimum of 5 but not more than 25 characters long.
  5. Optional – “Quick Balance” Want to know your checking account balance as soon as you log in? Pick up to two accounts to view when you log in. Pick the accounts from the drop down menu.

The app will allow you to view the following items:

► Balances
► Account History (you can even view copies of your cleared checks!)
► Make Transfers between your accounts
► View Pending Transactions
► Withdrawal by

Check Contact the Credit Union for more information today!



Centennial Lending

Your credit union has partnered with a local Credit Union Service Organization and we are now able to offer mortgage loans. Centennial Lending is Credit Union owned and operated. Loan decisions are made locally by loan officers with years of experience and your loans are locally serviced.Looking at purchasing a new home?

Click here for more information or to apply today!


CU Service Centers

Your credit union is now offering shared branching, allowing you the convenience to conduct many of your financial transactions at almost 5,000 locations – providing you the same quality service you’ve come to expect!

Please click here to find a location near you.


 Surcharge Fee ATMs

Find one of 25,000 surcharge free ATMs. Please note there will always be a $2 fee for balance inquiries at ALL ATMs.

Please click here to find a surcharge free ATM near you.