The lending practices at Spirit of America Federal Credit Union are designed with our members in mind. Our members are able to borrow funds for almost any worthwhile purpose at competitive rates and easy repayment terms. Simply contact a loan interviewer at the Credit union if you are interested in any type of loan. Applications can be submitted by mail, fax, phone or in person at our convenient location.

• Share & Certificate Secured
• Personal
• Vehicle
• Home Equity
• Recreational Vehicle 
• Overdraft Protection

STUDENT LOAN INFORMATION

With the recently enacted Health Care and Education Affordability Reconciliation Act of 2010 (H.R. 4872), the Federal Family Educational Loan (FFEL) Program has been eliminated.  Private lenders, like Spirit of America Federal Credit Union no longer Have a role in originating or funding federal Stafford, PLUS or Consolidation loans.  Beginning July 1, 2010 all new federal student loans will be issued via the William  D. Ford Direct Loan Program.  Contact your school's financial aid office for more information.

EXISTING FEDERAL STUDENT LOAN BORROWERS 

For questions or service related to an existing Federal Family Education Loan secured through Spirit of America Federal Credit Union, contact our chosen servicer, Great Lakes at 1-800-236-4300, or at www.mygreatlakes.org.

CREDIT LIFE AND CREDIT DISABILITY INSURANCE

If you are thinking about applying for a loan be sure to consider Credit Life and Credit Disability Insurance.  Not sure what Credit Life and Credit Disability Insurance is?  Find out more about these services by clicking here.