Loans & Savings

Lincoln's Trusted Savings & Loan Service

At Spirit of America Federal Credit Union, we're here to serve your needs. Whether you're looking to get into that new car or refinance your home - we offer exceptional loan packages with low rates. Contact us today for more information.

You could save $947* on car/home insurance.

Auto and home equity loans

From cars to homes, our loans could lock in a low fixed rate and ensure you get the property you want. We offer flexible repayment options, and we’re happy to answer your questions. Subject to credit review and approval. Certain restrictions apply. Contact us today.

Personal loans

You can’t always plan for every eventuality, but with Spirit of America Federal Credit Union, you’ll have the flexibility to finance a needed purchase with ease. We offer affordable loan options and excellent customer service. Find out more by contacting us now.

Other loans

Other types of loans we offer include: Vehicle, boat, motorcycle, RV’s, travel trailers, 5th wheels, credit cards, and share/certificate pledge loans. Contact us today to find out more about how to go about applying for one of these loans.

Loans designed with
you in mind

The lending practices at Spirit of America Federal Credit Union are designed with our members in mind. Based on your credit history you could borrow funds for almost any purpose at cost-effective rates. We offer easy repayment terms, and we’re happy to answer your questions. We can grant and service loans for:

Personal needs
Vehicles
Home Equity
Overdraft Protection
Credit Cards
Mortgage Loans (non-purchase money) and refinancing
And more.

NMLS ID INFORMATION:

Dannielle Click NMLS ID: 808072

Cheryl Wiemer NMLS ID: 808074

Loan Application

Please click here to login to your eBranch account to submit a loan application. All applications will be reviewed and you will be contacted by a Credit Union employee. Verification of employment is required on all applications. This information can be faxed to: 402.467.3293 or please contact our office at (402) 467-1102 for additional information.

eBranch Login

Coverdell Education Savings Account

Also known as an ESA, you can open an account for the sole purpose of putting money towards your child's education until they turn 18.

Anyone can contribute to the child's ESA, but there are limits to contributions as well as withdrawals. If you are looking for a way to prepare for your children to attend college without taking out student loans, this could be your perfect solution!

Call us today to get started or read more about the program below.

Build your nest egg by earning dividends

Saving for the future is vital to securing your golden years from poverty and debt. We offer quality passbook savings accounts that can earn you dividends based on the amount you save. Dividends are compounded and paid monthly. A $25 minimum deposit is required to earn dividends. Contact us today to learn more about these accounts and to help plan for your future. At Spirit of America Federal Credit Union – we’ll work with you to see your financial success.